AuditPoint
Capital Intelligence · AuditPoint

What your borrower didn't put
in the data room.

CMS, FMCSA, and FDIC publish the compliance record whether your borrower discloses it or not. AuditPoint assembles it — pre-close and post-close — across post-acute care, commercial freight, banking, credit unions, employer compliance, nonprofits, federal contractors, food safety, maritime, rail, and retirement plans.

Send us your list →
The problem
CMS publishes every citation, staffing failure, and SFF designation for every nursing facility in the country. FMCSA publishes every insurance cancellation and authority revocation for every active carrier. FDIC publishes every enforcement action against every insured institution. Your borrower decides what makes it into the data room. AuditPoint reads the federal record.
The gap
Most capital allocators run diligence on financials and management. Almost none run it on the federal compliance record — because assembling that data across fragmented government portals takes weeks a deal team doesn't have.
What we do
AuditPoint has already assembled it. Send us a list of facilities, DOT numbers, or bank names. We return a scored portfolio report — pre-close or post-close — drawn entirely from federal primary sources.
50.3%
of 5-star SNFs currently operating at a loss
HCRIS · FY2024
291,848
active carriers with revocation history SAFER doesn't surface
FMCSA · May 2026
8,113
active FDIC enforcement actions against U.S. institutions
FDIC · May 2026
8,318
Immediate Jeopardy citations issued — 3-year window
CMS PDC · May 2026
Four Verticals · One Platform

Where federal data creates exposure

Capital allocators across healthcare, freight, banking, and labor-intensive businesses face the same structural problem — public regulatory data that moves faster than deal disclosure.

Vertical 01
Post-Acute Care
CareIndex · SNF · Home Health · Hospice · careindex.ai
Signal
Special Focus Facility designation — CMS's highest-risk classification. Triggers enhanced oversight and potential payment sanctions. Public record, rarely disclosed in deal materials.
Signal
Immediate Jeopardy citations — can trigger payment suspension within 23 days of issuance. CMS publishes the record; operators decide what to tell their lenders.
Signal
Staffing benchmarks below CMS thresholds — correlated with deficiency citations and star rating decline. CMS Payroll-Based Journal data is published quarterly.
Signal
Operating margin from HCRIS — 50.3% of 5-star facilities are operating at a loss. Star rating is not a proxy for financial health.
Signal
Hospice fraud exposure — CMS suspended 800+ hospice providers in May 2026 citing systemic fraud. CareIndex scored 6,943 hospices before the suspension list was published. 437 flagged CRITICAL.
CareIndex platform →
Vertical 02
Commercial Freight
WeighStation · weighstation.io
Signal
Insurance cancellation history — carriers with 3+ cancellations score RED on WeighStation. FMCSA publishes every cancellation; most lenders never look.
Signal
Authority revocation history — 291,848 active carriers carry a revocation on record that FMCSA SAFER does not surface in standard lookups.
Signal
Out-of-service order flags — carriers placed out of service represent immediate operational risk to any lender with equipment or receivables exposure.
Signal
Crash history vs. fleet size — 31% of carriers with 500+ trucks score RED tier. Fleet scale amplifies, not dilutes, crash risk exposure.
WeighStation platform →
Vertical 03
U.S. Banking
AuditPoint · /banks
Signal
Active enforcement actions — 8,113 FDIC consent orders, cease & desist orders, and civil money penalties currently active. Published by FDIC; not always apparent from headline financials.
Signal
WATCH and STRESSED tier scores — Bank Health Score flags institutions with deteriorating capital, asset quality, or earnings before they reach public crisis.
Signal
Noncurrent loan ratios — FDIC Call Reports publish asset quality data quarterly. Rising noncurrent ratios are an early indicator of credit stress.
Signal
CRA examination ratings — Needs to Improve and Substantial Noncompliance ratings constrain expansion and signal regulatory relationship risk.
U.S. Banks screener →
Vertical 04
Employer Compliance
WorkRecord · auditpoint.ai/workrecord
Signal
Willful OSHA violations — issued when an employer knew a hazard existed and made no effort to correct it. Permanent federal record. Open abatement items represent unresolved, active risk at close.
Signal
Back wages recovered by DOL — $4.73B documented across 365,393 WHD investigations. Wage theft at scale is a contingent liability not visible on the balance sheet and rarely disclosed in the data room.
Signal
Severe injury record — 27,358 amputations reported to OSHA since 2015. WorkRecord benchmarks employer injury rates against NAICS peers and flags employers above the industry median.
Signal
Repeat violator pattern — same violation, same employer, within five years. Repeat citations carry up to 10x the standard penalty and indicate systemic compliance failure rather than isolated incidents.
WorkRecord intelligence →
The Capital Lifecycle

Intelligence before the wire.
Monitoring after it.

Pre-Close · Underwriting
What you should know before you commit.
Federal compliance records are a diligence input that most deal teams skip — not because they're unimportant, but because assembling them takes time that compressed deal timelines don't allow. AuditPoint removes that constraint.
Compliance tier screening across an entire acquisition target portfolio — not just the flagship facility
SFF designation and IJ citation history — events that materially affect enterprise value and post-close operating risk
Financial benchmarks from HCRIS — operating margin, payer mix, and cost structure against peer facilities
Carrier RED tier flag — before extending equipment credit or factoring receivables on a fleet with revocation history
Bank Health Score — capital adequacy and enforcement exposure before entering a correspondent or participation relationship
WorkRecord Score — OSHA violation history, open abatement items, and back wage exposure on acquisition targets before LOI
Post-Close · Portfolio Monitoring
What changes while you're holding the paper.
Your borrower calls you with good news. Federal data doesn't wait for the call. CMS, FMCSA, and FDIC update continuously — AuditPoint surfaces changes to your portfolio's federal compliance profile before the borrower does.
New IJ citations or SFF designation on facilities in your loan portfolio — typically 23 days before payment suspension begins
Star rating downgrades correlated with deficiency trends — leading indicator of operator deterioration
Insurance cancellation events on carrier collateral — real-time signal that a fleet is losing coverage
New FDIC enforcement actions on bank counterparties — before they show up in press coverage
Quarterly HCRIS refresh — financial benchmark drift that predicts covenant stress before the borrower flags it
WorkRecord quarterly refresh — new OSHA citations, open abatement items, and WHD investigations against portfolio employers
What Federal Data Catches

What borrowers don't disclose — and regulators already have.

These aren't edge cases. They're structural gaps between what counterparties report and what federal agencies publish — in every vertical, on every deal.

01
Compliance history predating the acquisition
SFF designations and IJ citations from prior operators follow the facility, not the owner. A clean management presentation doesn't clear the federal record.
02
Insurance gaps in carrier collateral
FMCSA publishes every insurance cancellation. A carrier with three cancellations in 24 months represents a different risk profile than headline financials suggest.
03
Star ratings that don't reflect financial health
50.3% of CMS 5-star facilities are operating at a loss per HCRIS cost reports. Quality rating and financial solvency are uncorrelated. Most diligence relies on only one of them.
04
Enforcement actions not yet in the news
FDIC consent orders and C&D actions are published at issuance. Press coverage, if it comes, follows weeks later. AuditPoint surfaces enforcement on the day it's filed.
05
Staffing benchmarks below CMS thresholds
CMS Payroll-Based Journal data is published quarterly per facility. Staffing hours below RN thresholds are a leading indicator of survey deficiencies — and loan covenant risk — that borrowers rarely volunteer.
How It Works

Send a list. Receive a portfolio report.

No API integration required. No onboarding. No subscription. Send us your facility list, DOT numbers, or institution names — we return a scored report drawn from federal primary sources, typically within one business day.

01
Send your list
Email a list of facility CCNs, carrier DOT numbers, or bank names to inquiries@auditpoint.ai. Include whether this is pre-close diligence or post-close monitoring. We'll respond within one business day with scope and pricing.
02
We run the screen
AuditPoint scores each entity against current federal data — compliance tier, risk score, enforcement flags, financial benchmarks. Methodology is fully disclosed.
03
Receive a portfolio report
A structured report — sortable by risk tier, flagged by signal type, sourced to named federal datasets. Ready for deal memo, credit committee, or LP presentation.
04
Ongoing monitoring available
Post-close portfolio monitoring runs on the same infrastructure. Data refreshes daily (carriers), monthly (SNF/HH), and quarterly (banking). Changes surface before your borrower calls.

Your borrower curates
the data room.
AuditPoint reads the federal record.

Send us your portfolio — facilities, carriers, or institutions. We'll return what federal data says about it. No commitment required for an initial screen.

Get started
Send your list to
Include entity names or identifiers (CCN, DOT number, bank name), your vertical of interest, and whether this is pre-close or post-close. We'll respond within one business day.
inquiries@auditpoint.ai →
No subscription required · Custom pricing by portfolio size · Methodology fully disclosed